CalPERS Member Home Loan Program Who Is Eligible The CalPERS Member Home Loan Program can be offered to any active, inactive, or retired member of: California Public Employees' Retirement System (CalPERS) Legislators' Retirement System (LRS) Judges' Retirement System (JRS) Qualifying for a CalPERS Home Loan is no different from qualifying them for any other type of mortgage.

Competitive Interest Rates*

30, 60 or 90 Day Rate Lock Protection

Float Down Option available with the 60 and 90 day Rate Lock Protection*

Controlled Closing Costs

100% Financing Option*

Reduced Mortgage Insurance Rates*

Reduced Escrow & Title Fees*

Closing Cost Assistance*

Premium Pricing*

Personalized Real Estate Assistance Programs Members can take advantage of personal assistance with their real estate transaction and get a cash rebate with SMARTMOVE®, or the MAXADVANTAGE Programs. Rebate amount is determined by the purchase price of the home and is subject to certain restrictions. Programs may not be available in all areas. Call one of our CalPERS trained and Certified Loan Officer for more information.

*Call for details.